Hero Financing

A Renovate America Program


In the past, the upfront cost of heating and air upgrades and installations prevented many California homeowners from completing renovation projects that cut energy costs while improving home comfort. The HERO (Home Energy Renovation Opportunity) financing program was created to make it easier and more cost-effective for California homeowners to make these valuable energy efficient improvements.


This program partners with local governments to make money-saving home improvements affordable. HERO is a PACE (Property Assessed Clean Energy) financing program. Only HERO-registered contractors like Working Class Heating and Air are eligible to complete the energy-saving upgrades. In fact, before we get paid, you need to confirm that the work was completed to your satisfaction.

If you want to install an upgraded system, or make your home more energy efficient with Working Class Heating and Air, the HERO financing program makes it happen by removing the upfront cost of your project. 


  • Has payback terms of up to 25 years
  • Funds the entire project cost, including labor
  • Will not impact your credit score
  • Interest may be tax deductible (please contact your tax professional)
  • Account balances can be transferred to the new owner if you sell your home
  • Low, fixed rates
  • Allows you to borrow up to 15% of your property value


Follow these easy steps to complete your green home improvement project with HERO:

  1. Contact us to check eligibility or you can visit HERO
  2. Choose financing terms and sign the document
  3. Contact Working Class Heating and Air, a HERO financing registered contractor, to complete your energy-saving improvements
  4. HERO pays Working Class Heating and Air directly for your upgrades
  5. You pay back the cost of the upgrade annually on your property tax bill

We work with you to customize an energy-saving package with the highest utility savings and return on investment possible for your home. HERO financing makes these upgrades even more affordable with as little as no money down.

Want to remove the upfront cost of your HVAC home improvements? HERO financing helps make these upgrades affordable. Get in touch to start saving with HERO today.

**Please note that HERO is not offered in all locations, please contact us regarding addresses that may be eligible.